Financial & Legal Disclaimer

All content, data, analysis, and information provided by Golden Ears Finance (the "Service") is offered solely for general informational and educational purposes.

The information presented should not be relied upon as the primary basis for any investment, trading, or financial decision. You should always conduct your own research and consult with qualified professionals before making any financial decisions.

You expressly acknowledge and agree that:

• Golden Ears Finance is NOT a registered investment advisor
• Golden Ears Finance is NOT a broker-dealer
• Golden Ears Finance is NOT a licensed financial planner or fiduciary
• Golden Ears Finance is NOT a financial institution

No fiduciary, advisory, professional, or client relationship is created between you and Golden Ears Finance by your use of this Service.

We do not provide personalized investment recommendations. Any analysis, scores, ratings, or indicators presented are general in nature and are not tailored to your individual financial situation, objectives, or risk tolerance.

You are solely and exclusively responsible for:

• All investment and trading decisions you make
• Evaluating the merits and risks of any investment
• Determining whether any investment is appropriate for you
• Any gains or losses resulting from your investment decisions

Past performance is not indicative of future results. Historical data, backtests, and performance metrics do not guarantee future outcomes. Market conditions change, and strategies that worked in the past may not work in the future.

Golden Ears Finance uses artificial intelligence (AI) and automated systems to generate summaries, narratives, analysis, alerts, and other content. You acknowledge and understand that:

• AI-generated content may be inaccurate, incomplete, misleading, or outdated
• AI systems can produce errors, hallucinations, or contradictory outputs
• AI does not understand your personal financial situation, goals, or risk tolerance
• AI-generated insights are not personalized investment recommendations
• AI systems may misinterpret market data or news

Market data, stock quotes, financial metrics, news, and other information displayed in the Service may be:

• Delayed by 15 minutes or more
• Sourced from third-party providers over whom we have no control
• Incomplete, inaccurate, or contain errors
• Subject to interruptions, delays, or unavailability
• Different from real-time trading prices

Golden Ears Finance does not guarantee the accuracy, reliability, completeness, or timeliness of any market data or third-party information. We are not responsible for any errors, omissions, or inaccuracies in third-party content.

The Service does NOT:

• Execute trades or orders on your behalf
• Provide brokerage, custody, or clearing services
• Connect to or access your brokerage accounts
• Manage portfolios or investments
• Hold or transmit customer funds or securities

Any investment actions must be taken independently through your own brokerage accounts with licensed providers.

We expressly disclaim all liability for:

• Trading losses or investment losses of any kind
• Investment decisions made based on Service content
• Lost profits, revenues, or business opportunities
• Missed investment opportunities
• Reliance on AI-generated content or analysis
• Technical errors, outages, delays, or service interruptions
• Errors or inaccuracies in market data
• Actions taken or not taken based on Service information
• Any direct, indirect, incidental, special, consequential, or punitive damages

In no event shall our total liability exceed the amount you paid to us in the twelve (12) months preceding the claim, or one hundred dollars ($100), whichever is less.

Golden Ears Finance makes no guarantees whatsoever regarding:

• Investment returns or profits
• The accuracy of any analysis, score, or rating
• The performance of any stock, security, or investment
• The reliability or availability of the Service
• Whether the Service will meet your expectations
• The success of any trading strategy or approach

All content is provided "AS IS" and "AS AVAILABLE" without warranty of any kind, express or implied.

Content within the Service may include forward-looking statements, projections, predictions, or expectations about future events, including but not limited to:

• Price targets and forecasts
• Earnings estimates
• Market trend predictions
• Sector or industry outlooks
• AI-generated market narratives

All forward-looking statements are inherently speculative and uncertain. Actual results may differ materially from any projections or expectations. Do not rely on forward-looking statements as predictions of future outcomes.

You are solely responsible for:

• Complying with all applicable local, state, national, and international laws and regulations
• Determining whether your use of the Service is lawful in your jurisdiction
• Any tax obligations arising from your investment activities
• Reporting requirements related to your investments

Golden Ears Finance makes no representation that the Service is appropriate or available for use in all locations. Access from jurisdictions where the Service is illegal is prohibited.

We may update this Financial & Legal Disclaimer from time to time. When we do, we will:

• Revise the "Effective Date" at the top of this page
• Post the updated disclaimer on this page

Your continued use of the Service after any changes constitutes acceptance of the updated disclaimer. We encourage you to review this disclaimer periodically.

For questions or concerns about this Financial & Legal Disclaimer, please contact us at:

Email: legal@goldenearsfinance.com